Prepare Accurate Financial Statements in South Florida

The three core statements: income statement (profit and loss), balance sheet and cash flow statement. Depending on who asked for them, we can add comparative periods and supporting schedules such as accounts receivable or fixed assets.

The profit and loss shows what you earned and spent over a period, such as a quarter. The balance sheet is a photograph of a single date: what the business owns, what it owes and what is left for the owners. Lenders in Miami usually want both, and the cash flow statement explains why profit and cash rarely match.

No. What we offer is financial statement preparation in Miami based on your books: management-prepared statements, not audited ones. If a lender or agency specifically requires audited or reviewed statements, we will tell you so and help you organize the records for that separate engagement.

Up-to-date books or access to your accounting software, bank and loan statements for the period, and details of any large or unusual transactions. If the books are not current we start with bookkeeping services and reconciliation first.

Banks reviewing SBA or conventional loans typically want the last full year and the current year to date, with the balance sheet as of a recent month. Commercial landlords in Brickell or Coral Gables often accept the same package. We prepare the statements in the format each one requests and add a plain-language note on the figures they will question first.

It depends on the condition of the books, the number of periods and whether the package needs comparatives or schedules. Clean, reconciled books make it a short job; books with months of unclassified entries need cleanup first. We tell you which case you are in during the first conversation.

It depends mostly on how current and reconciled your books are and on whether the request has a specific format. Once the books are ready, the statements themselves are the quick part. When you have a lender deadline, tell us at the start so we plan around it.

Yes. We prepare and explain the statements in Spanish or English, by video or by appointment at our Palmetto Bay or Sunrise office, and owners who live abroad receive them remotely. If you want to go beyond the numbers, our financial analysis for small business reads them with you.