Tax Services
When a bank, landlord, university or government office asks for a picture of your finances, we turn your bank statements, pay stubs and records into a clear personal financial statement. The result is organized, consistent with your tax filings and ready to hand over.
Miami-Dade · Broward · South Florida · By appointment · English and Spanish
Clear reporting to organize your finances and stay compliant with regulations.
Four steps, always with a consultant who speaks your language.
A short conversation about income, family, residency and anything unusual this year.
You bring or upload your forms and records following a checklist we give you.
We prepare the return or plan, walk you through it and answer your questions.
We file, hand you a copy for your records and stay available if a letter arrives.
Two offices, one team, and clients from Homestead to Fort Lauderdale.
Miami is a city of self-employed people and of families with ties to more than one country, and both groups get asked for personal financial statements far more often than salaried workers elsewhere. Lenders in South Florida want to see consistent income from someone who earns through 1099s or a small business in Hialeah; consulates and attorneys ask for proof of assets from families in Doral or Weston who are sponsoring relatives. We prepare the documents in English or Spanish, with the figures tied to what you have filed with the IRS.
Visits are by appointment. Most of the work can also be done remotely.
See map and directionsOverthink · Miami Dade
9867 SW 184th St, Palmetto Bay, FL 33157.
+1 786-732-2287 · manager@overthinkcs.com
Overthink · Broward County
10500 NW 50th St, Sunrise, FL 33351.
Straight answers about this service. For anything else, call us or ask the assistant.
It is a summary of what you own, what you owe and what you earn and spend, usually as of a specific date. Banks, landlords, universities, consulates and some government agencies ask for it when they need to evaluate your financial position, and it should match what you have filed with the IRS.
Lenders reviewing a mortgage or car loan for someone who is self-employed, property managers screening tenants, universities and scholarship programs, consulates and attorneys handling a sponsorship or residency file, and agencies that verify income. Personal financial statement preparation in Miami is most often requested by 1099 workers and small-business owners who have no W-2 to show.
Recent bank and investment statements, pay stubs or 1099s, loan and credit card balances, property and vehicle information, your latest tax return and, if you are self-employed, your business income and expense records. If the institution gave you a form or template, bring that too.
Yes. That is the most common request we see in Hialeah, Miramar and Homestead. We build an income and expense statement and a profit and loss summary from your bank records and invoices, reconciled with your filed returns, so the lender sees consistent figures. If your returns are not up to date, we can prepare your individual tax return first.
No. We prepare and organize your personal financial statements from your records; we do not issue audit opinions or CPA certifications. If the institution requires a certified or audited statement, we tell you so before starting and help you assemble what the certifying professional will need.
You send or bring your records, we ask the questions needed to fill any gaps, and we prepare the statement in the format the requesting institution uses. The scope depends on how complete your records are and how many accounts and properties are involved; we tell you what to expect in the first conversation. Contact us
Yes. Families in Doral and Weston often need proof of income and assets for a consulate, a foreign bank or a relative's sponsorship file. We prepare the statement in English or Spanish, following the format the institution requests, and tell you when a translation or notarization has to be handled by someone else.
Yes. We have offices in Palmetto Bay and Sunrise, and most statements can be prepared remotely, with documents shared securely. If the statement is part of a loan or assistance application, our external funding service helps you prepare the rest of the file.
Services that usually go together with this one.
Professional help to prepare and submit your personal taxes accurately and on time.
View service →Tailored strategies to reduce liabilities and optimize your yearly tax savings.
View service →Expert guidance to handle audits with confidence and protect your interests.
View service →Tell us what you need and we will point you to the right service and guide you through it, step by step.